Terms & Conditions

Website information

This website provides general information and a way to contact David’s Insurance. It does not provide legal, tax, or financial advice. Insurance availability, eligibility, pricing, and coverage are subject to carrier underwriting, policy terms, exclusions, and applicable law.

No coverage created

Submitting a form, sending a message, or receiving a quote does not bind, change, or renew insurance coverage. Coverage is effective only when confirmed in writing by an authorized insurer or representative and any required conditions are completed.

SMS program

When you expressly opt in, David’s Insurance may send text messages about insurance inquiries, requested quotes, appointments, follow-ups, and customer service. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase. Reply STOP to opt out at any time or HELP for assistance. Carriers are not liable for delayed or undelivered messages.

Acceptable use

You agree not to misuse this website, interfere with its operation, attempt unauthorized access, or submit false, unlawful, or harmful content.

Third-party services

This website may rely on third-party communications, hosting, or insurance services. Those services may have their own terms and policies. David’s Insurance is not responsible for third-party websites or services outside our control.

Limitation of liability

To the extent permitted by law, David’s Insurance is not liable for indirect, incidental, special, or consequential damages arising from use of this website or reliance on general website information.

Changes and contact

We may update these terms by posting a revised version here. Questions may be directed to 1-800-542-4242 or davidscarinsurance@gmail.com.